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AI-Powered Financial Infrastructure

Financial infrastructure for small business

Connect your bank accounts. Wake up to AI-categorized transactions. Review, approve, and generate tax-ready reports — all in under 5 minutes a day.

14-day free trial No credit card required Cancel anytime
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Overview

Good morning, Sarah

AI-Powered

Total Balance

$47,230

+12.3%

Income (MTD)

$18,400

+8.1%

Expenses (MTD)

$12,680

-5.2%

AI Hours Saved

24 hrs

This month

Income vs Expenses
Income Expenses
JanFebMarAprMayJunJulAugSepOctNovDec
Recent TransactionsView all
A

Amazon Web Services

Software & SaaS

-$420.00

98%

G

Gusto Payroll

Payroll

-$5,800.00

99%

S

Stripe Payout

Revenue

+$12,400.00

97%

G

Google Ads

Advertising

-$850.00

95%

W

WeWork

Rent & Office

-$2,200.00

94%

Everything your business needs, automated

From daily transaction processing to year-end tax prep — Kept handles the tedious work so you can focus on growing your business.

AI Categorization

Transactions automatically categorized every morning with 96%+ accuracy. AI learns from your corrections.

Smart Rules

Create natural language rules like "If merchant contains AWS, categorize as Software." AI applies them instantly.

Cash Flow Forecasting

30/60/90-day AI-powered projections with low-balance alerts and risk analysis.

Vendor Intelligence

Track lifetime spend, YoY comparisons, payment history, and 1099 compliance for every vendor.

Financial Reports

P&L, Balance Sheet, Cash Flow, and Tax Summary — generated in seconds, export to CSV or Excel.

Tax Center

Schedule C deduction mapping, quarterly estimates, 1099 vendor tracking — all automated.

AI-Powered

AI that learns your business

Every morning, Kept processes your new transactions — categorizing expenses, cleaning merchant names, and flagging anomalies. When you correct a category, the AI remembers and improves.

  • 96%+ categorization accuracy out of the box
  • Learns from your corrections over time
  • Processes 50 transactions daily on autopilot
  • Flags unusual charges and subscription changes

Transaction Review

3 of 12 remaining
A

Amazon Web Services

Software & SaaS 98%

-$420.00

U

Uber Eats

Meals & Entertainment 92%

-$34.50

A

Adobe Creative Cloud

Software & SaaS 99%

-$54.99

AI Insight

Software spend is up 12% this quarter. Adobe renewed at the same rate — no price increase detected.

Automation

Rules that speak your language

Create rules in plain English. "If the merchant contains AWS, categorize as Software." Kept applies them instantly to past and future transactions.

  • Natural language rule creation
  • Auto-apply to historical transactions
  • AI suggests rules based on your patterns
  • 4 rule types: Categorize, Flag, Split, Alert

Smart Rules

CategorizeApplied to 24 transactions

If Merchant contains "AWS"

Then Categorize as Software & SaaS

FlagApplied to 8 transactions

If Amount greater than $1,000

Then Flag for review

SplitApplied to 12 transactions

If Merchant contains "Costco"

Then Split 70% Business / 30% Personal

AI Suggestion

You categorize "Zoom" as Software every time. Create an auto-rule?

Intelligence

See the future of your finances

AI-powered cash flow projections that go beyond charts. Get natural language forecasts, risk alerts, and actionable recommendations.

  • 30/60/90-day cash flow projections
  • Low-balance alerts before they happen
  • Natural language AI narratives
  • Operating, investing & financing breakdown

Cash Flow Forecast

Cash In

$36,800

Cash Out

$24,200

Net Flow

+$12,600

$39750
Current
$43460
Apr
$37100
May
$46640
Jun
AI Forecast

Your recurring expenses of $18,200/mo are well covered by projected income. Cash position strengthens through June with an expected 15% revenue increase.

Three steps. Zero effort.

Set up in 60 seconds. See results by tomorrow morning.

1

Connect

Link your bank accounts securely via Plaid. Checking, savings, and credit cards — all in 60 seconds.

2

Relax

Our AI processes up to 50 transactions every morning — categorizing, cleaning descriptions, and identifying merchants.

3

Review

Approve AI categories with one tap, generate reports in minutes, and stay tax-ready year-round.

Pricing that makes sense

Start free. Upgrade when you're ready. No surprises.

14-day free trial No credit card needed Cancel anytime

Starter

$39.99/month

For freelancers and small businesses getting started.

  • Up to 250 transactions/month
  • 2 connected bank accounts
  • AI categorization
  • Smart Rules engine
  • Profit & Loss report
  • Tax export
  • Mobile review
  • Email support
Start free trial
Best Value

Business

$99.99/month

For growing teams that need full power.

  • Unlimited transactions
  • Unlimited bank accounts
  • Advanced AI categorization
  • AI Chat assistant
  • All financial reports
  • Cash flow forecasting
  • Team access (5 users)
  • Vendor intelligence & 1099
  • API access
  • Slack & Google Sheets
  • Priority support
Start free trial

Loved by small businesses

Real results from real business owners.

Kept saves me 6+ hours a week. I used to dread categorizing transactions — now I just review what the AI already did. Game changer.

S

Sarah K.

Freelance Designer

The vendor intelligence alone is worth it. I can see exactly how much I spend with each supplier and track 1099 compliance automatically.

M

Marcus T.

E-commerce Owner

I manage books for 12 clients. Kept cut my monthly close time in half. The AI categorization is remarkably accurate.

J

Jennifer L.

CPA, Lakeside Accounting

Ready to automate your bookkeeping?

Join thousands of small businesses saving hours every week with AI-powered financial management.

14-day free trial · No credit card required